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Cowboy Ray Healy receives a $5,000 reward when he helps capture a cattle rustler, although one of the outlaws, Max, manages to escape. Ray longs for a vacation, so his boss advances him $1,000 on the reward, and Ray sets out on the trail. Meanwhile, Max reaches his hide-out, where he learns that a rancher named Ed Peterson has drawn a large sum of cash from the bank to pay off his mortgage. Max goes to the Peterson ranch and robs Peterson, knocking the old man out. Peterson's daughter Virginia follows him, but when Max switches his horse for Ray's, she mistakes Ray for the thief. In town, Ray proves his innocence by positively identifying his own horse, but Max, after a struggle, gets away again. Ray, determined to help Virginia, devises a fake funeral for her father and announces that she will be presented with a $10,000 cash insurance settlement, hoping to lure Max to the ranch house one more time. The plan succeeds, Max is arrested, and Peterson, who is alive and well, pays off his mortgage. Ray, now in love with Virginia, proposes marriage.