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Ruth Sheldon, an orphan, goes to live with her Aunt Julia and Cousin Hattie Nast of Primpton. In the station she takes an interest in an article on "Love Charms." At the Nast home, she is obliged to serve as housekeeper, cook, and seamstress. Young banker Thomas Morgan is invited to dinner, and Hattie, noticing Morgan's attentions to Ruth, claims him as her own. Later, at a party, Ruth, in an effort to shock him, pretends to be a frivolous vamp but Harry Morgan informs Thomas of her plan. When Harry comes into money, Hattie decides that she cares for him rather than Thomas; this decision leaves Thomas free to marry Ruth.